Why you should always ask for a receipt when paying with a bank card

We often don't pay attention, but this act can save us from some unpleasantness.

'Do you want a copy of the receipt?'

You're at the checkout and have paid for your items. The clerk then asks you the inevitable question: 'Do you want a copy of the receipt?'

We have become accustomed to saying no, almost robotically, for a variety of reasons: we're in a hurry, a concern for the environment or simply disinterest. However, you may want to think twice next time.

Banks have offered us a tip that may save us a lot of money and troubles! There is a way to check that you have not been cheated or that there have been no errors at the time of payment.

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How to avoid a nasty fraud

• When making a contactless payment, check the amount on the screen when you are holding your card up. Then, the copy can help you keep track of how much you spend.
• You should also always keep the receipt, this way you can make sure that the amount shown on the receipt is identical to the amount on the card.
• Periodically review your card spending to keep track.
• Ask your bank about the possibility of sending you an SMS every time you make a card payment.

With these simple tips, your money will not be at risk every time you are about to make one of these everyday payments.